After working on the financial reform bill, the House and Senate conference committee have finalized the legislation and marine dealers were granted an exclusion, according to a release from the National Marine Manufacturers Association. According to the NMMA, auto, marine and RV dealers will be excluded from the new Consumer Financial Protection Bureau, which will oversee mortgages, credit cards and other consumer financial products. This means the agency would regulate the financial institutions that extend credit to auto, marine and RV customers, as well as the few dealers that provide direct financing themselves, but not dealers directly. The bill now goes to the full House and Senate for a vote and is on track to reach the President's desk before the July 4th holiday.